Erik Kramer

Voted top insurance agent by the community in the BestofLivingston for 2022, 2023, 2024, 2025 in the Livingston Daily. I’m a graduate at Brighton High School and have a marketing degree from Western Michigan University. I am a lifelong Brighton Resident and our office focusing on Home, Life, Business and Auto Insurance. We also offer Condo Unit Owner/Association Insurance. We make transition easy for relocation to Brighton, MI and Livingston County. I have over 20 years of Financial Services experience and can also offer banking services to meet your needs. We also offer services powered by Rocket Pro Originate. We have a notary on staff for your convenience.

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Erik is here to help your Brighton household feel covered.

Q: How soon can I get insured for my car?

A: Car insurance coverage can often start the same day, depending on your situation. Looking for coverage? Talk with Erik about your options in Brighton.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Erik serves Brighton, MI and is happy to help with your insurance needs.

Q: How does life insurance work at a basic level?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. Erik is proud to serve the Brighton community.

Q: What's typically covered by a homeowners insurance policy?

A: Homeowners insurance can help protect your home, your belongings, and your financial well-being. It may cover the structure of your home, your personal property, and provide liability protection, along with help for additional living expenses in certain situations. Serving Brighton and the surrounding area, Erik can help answer your questions.

Q: What kinds of things does renters insurance protect?

A: Renters insurance helps protect the things you own if something unexpected happens. It can help cover personal belongings if they're damaged or stolen, provide personal liability protection if someone is injured, and help with additional living expenses if you're unable to stay in your home due to a covered loss. Have questions? Erik in Brighton can walk you through your options.